FREQUENTLY ASKED QUESTIONS
"Why do I need to perform a property inventory?"
The most important reason is to have on hand, and in your insurance agent's possession, a complete list (with photos) of all your property in the unfortunate event that you are required to prove the value of your financial loss due to a disaster or theft.FEMA's Publication, "Protect Business Records and Inventory" published in April 2008, states - "For both insurance and tax purposes, you should maintain written and photographic inventories of all important materials and equipment. The inventory should be stored in a safety deposit box or other secure location"."What type of loss or disaster are you talking about?"
Not to mention the thousands of thefts and fires that occur every day in our country, since the year 2000, a total of "377" Presidential Disaster Declarations have been made (provided by FEMA.gov). Please click on the following link to view the United States Disaster Declaration Map."Doesn't my insurance content coverage pay me in the event of a loss?"
Yes, it does. Your content coverage will pay you "up to the limits of your content coverage". The amount you receive for your claim will be based on your ability to prove what you owned at the time of the loss and the substantiation of the cost for each item. It is possible that your coverage limits are too low or too high. A comprehensive inventory can give you the information you need to set your insurance limits of coverage at a value that ensures you receive the full value of your loss and that your limits of coverage are not excessive....reductions in your insurance premiums are possible."How much does a property inventory cost?"
The cost for the inventory is, of course, based on the amount of property to be captured. The cost of the inventory is small when compared to the thousands you stand to lose without a detailed inventory of your possessions. HomeTrack USA's specially designed systematic approach to performing your inventory ensures the lowest possible cost to you.
"How can I be sure that my personal information is secure and protected from others with Lock Your Docs?"
Documents uploaded to our secure site are protected by 128 bit encryption using SSL 3.0 and stay encrypted at all times.
How Encryption Works
Imagine sending mail through the postal system in a clear envelope. Anyone with access to it can see the data. If it looks valuable, they might take it or change it. An SSL Certificate establishes a private communication channel enabling encryption of the data during transmission. Encryption scrambles the data, essentially creating an envelope for message privacy.
Over a Trillion Times a Trillion Times Stronger
When an SSL handshake occurs between a client and server, a level of encryption is determined by the Web browser, the client computer operating system, and the SSL Certificate. Strong encryption, at 128 bits, can calculate 288 times as many combinations as 40-bit encryption. That’s over a trillion times a trillion times stronger. At current computing speeds, a hacker with the time, tools, and motivation to attack using brute force would require a trillion years to break into a session. True 128-Bit SSL Certificates enable every site visitor to experience the strongest SSL encryption available to them.
CALL TODAY FOR YOUR ESTIMATE
1-877-TAKESTOCK
(877) 825-3786
EMAIL
Info@HomeTrackUSA.com
